Family & Individual Medical
At this time all major insurance carriers (Aetna, BCBS, Humana, and UHC) have made a decision to no longer work with agents. This means if you have a Qualifying Life Event (QLE), which qualifies you for a Special Enrollment Period, you will have to deal directly with the carriers. Please contact us with any questions.
The Affordable Care Act has brought many changes to health insurance for individuals and their families, including coverage for maternity, mental/nervous conditions and substance abuse treatment that were rarely covered by individual polices before. Pre-existing conditions are covered immediately with no declinations for health reasons if you enroll at Open Enrollment or if you are eligible for a Special Enrollment Period, such as loss of group benefits. The law also requires a Pediatric Dental plan on anyone under 19 who enrolls for health insurance.
Blue Cross and Blue Shield of Texas
Although we would not be your agent you can visit Blue Cross and Blue Shield of Texas through the link below.
Or if you would like to see options with Humana directly please visit their site.
Short Term Medical Insurance
If you missed Open Enrollment and are not eligible for Special Enrollment, you could enroll in a short term medical plan for 1 – 11 months. Please contact Daniel Brown at firstname.lastname@example.org for information.